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'A kick in the guts' is how an Aucklander waiting for a buyout for her flood damaged home is describing the council taking back five percent as an administration fee.
Auckland Council will start to confirm category three properties by the end of the month and offer 95 percent of the pre-storm value of an insured property.
Aleysha Knowles' Birkenhead home was completely flooded in January and remains yellow-stickered and unliveable.
She says the pay out would leave her $200,000 out of pocket.
Knowles spoke to Ingrid Hipkiss.