Auto loan provider GFNZ Group, formerly Geneva Finance, says the final moratorium repayment was paid on Thursday, about 20 months ahead of schedule.
The NZAX-listed company says the repayment is being made to moratorium debenture holders and BOS International early, either in full or in part on a pro rata basis.
As part of the payment, Geneva Finance has repaid more than $169 million of investor principal and interest payments since the company entered moratorium in November 2007.
At the time it owed a net $132.4 million to investors.
The repayments include interest payments to investors, including the company's bankers, of about $41.8 million, at a weighted average interest rate of 10.5%. They also included principal repayments to public debenture holders of about $84.7 million in total.
Managing director David O'Connell says public debenture holders will have received $1140 in cash per $1000 invested when the moratorium started.
The cash repayments included regular six monthly principal repayments plus interest at 11.1%.
In addition, public debenture holders still hold their shares, which at current market prices increase their returns by a further $25 per $1000 of investment.